Genesis Auto Insurance
Dallas-Fort Worth

Serving the Dallas-Fort Worth Area

Genesis Auto Insurance is an independent agency with seven offices in Oklahoma, now licensed in Texas and serving the Dallas-Fort Worth metro entirely by phone. There is no Texas storefront yet — a call to (972) 318-2655 reaches a bilingual agent who can quote, bind, and send proof of insurance the same day. The service area covers Dallas, Tarrant, Collin, and Denton counties: Dallas, Fort Worth, Arlington, Plano, Irving, Garland, Mesquite, and Grand Prairie, plus the suburbs along I-20, I-30, I-35E, and I-35W.

Every Texas policy starts from the same legal floor: 30/60/25 liability — $30,000 for injuries to one person, $60,000 for all injuries in one accident, and $25,000 for property damage. The Texas Department of Insurance, which regulates every carrier Genesis quotes, cautions that those limits can fall short in a multi-car crash on I-635 or US-75, so agents also price higher limits and uninsured motorist coverage. Drivers who need an SR-22 — after a DWI, a driving-while-license-invalid conviction, or repeated no-insurance tickets — get the certificate filed electronically with the Texas Department of Public Safety. Texas requires two continuous years of SR-22 coverage; a lapse re-suspends the license and adds a $100 reinstatement fee.

Hail is the metro-specific risk worth raising on that call. The Insurance Council of Texas put the March 2016 Fort Worth-Arlington hailstorm at about $600 million in auto and property claims, with some 50,000 vehicles damaged; an April 2021 storm added roughly $400 million more, concentrated in Tarrant County. Liability insurance never pays for hail damage to your own car — only comprehensive coverage does. Ask the agent at (972) 318-2655 to price comprehensive alongside liability, and ask about deductibles before storm season, not after.